EMI Card

Know which EMI Card is Better For Use in India

Want to apply for an EMI card but don’t know which one? One of the most sought-after EMI cards is the Bajaj Finserv EMI Network Card because of its simplicity and practicality. The Bajaj Finserv EMI Card provides a long list of benefits for the card holders which is why many people prefer to apply for Bajaj EMI card. For starters, this EMI card gives you pre-approved finance that allows you to shop in various places without stress.

Bajaj Finserv EMI Network Card Benefits

You can enjoy the following benefits with the card. Apply for Bajaj EMI card and experience these advantages.

Apply offline or online

You can easily apply for the Bajaj Finserv EMI Network Card in two ways; online or offline. If you want to apply online, it will take less than a minute to do so as you need to provide only a few basic details. The online registration part takes less than one minute. If you want to register offline then you need to visit a partner store, select a product to buy, consult the representative, and submit the required documents. Both ways to apply for the EMI card take a short period of time.

Shop on e-commerce stores and physical stores

Once you have the Bajaj Finserv EMI Network Card, you can then shop conveniently at any physical store and e-commerce store of your choice. For instance, if you want to visit physical stores, you can visit the Bajaj Finserv partner stores and pay easily with the help of your EMI card. Similarly, you can shop on online e-commerce marketplaces through online marketing such as Amazon, Flipkart, and so on by paying using your EMI card. You can then select the appropriate EMI repayment option.

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Receive exclusive deals on products

The Bajaj Finserv EMI Network Card makes you eligible for the best discounts, deals, and offers you won’t find anywhere else. For example, shopping at the EMI Store on Bajaj Finserv provides you with a zero down payment option whereby you need to pay Rs. 0 upfront. This gives you the liberty to make big purchases such as smart TVs and the latest refrigerators by breaking up the payment into equal instalments. You can even receive exclusive offers when you visit Bajaj Finserv partner stores.

Pay monthly without any hassles

You have the option to choose how many EMIs you will pay in. Does one year sound good to you or does two years sound good to you? You can pay as you wish because the final decision of how you are going to pay is up to you. The maximum tenure you can pay in is 2 years. The EMI payments are as hassle-free as everything else in the Bajaj Finserv EMI Network Card. This is what makes it stand apart from others because you also have zero interest EMI options on select products.

Enhanced security for every purchase

When you make a purchase using the Bajaj Finserv EMI Network Card, an OTP is sent to you to authenticate the purchase and to approve it. Once you enter the OTP that you receive on your registered mobile, the payment is done. This is a security feature that ensures you are the one who is making the purchase through your phone. Every purchase you make is going to be secure at all times whether you pay online or offline.

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Track everything in one place

By using the simple Bajaj EMI Card login on the wallet app, you can track all your payment-related history in it. When was the last repayment done? When is the next EMI date? How much is the remaining balance? You can easily track it all on the wallet app that makes purchases simple and straightforward. In the case of the Insta Card, the wallet ensures you don’t have to carry a physical card as the wallet will suffice for payment.

No foreclosure charges

When you get a Bajaj Finserv EMI Network Card, you don’t need to pay any fees for foreclosure purposes. For example, if you had chosen a tenure of 24 months but after 12 months you have sufficient balance that you wish to pay the remaining amount then you can do so. At no extra cost. This is one of the unique features of the Bajaj Finserv EMI Network Card because other cards usually have a foreclosure fee that they charge. With Bajaj Finserv EMI Network Card, there are no such hassles.

You can also apply for Bajaj EMI card as it is one of the simplest EMI cards to use compared to other cards that can get complicated pretty quickly. The Bajaj Finserv EMI Network Card has numerous advantages as discussed above which is why you should give it a try if you want to make shopping easy and convenient for you and your loved ones.

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